Keep Your Money

Here is my great idea to help us all out. At the same time we can send a strong message to the credit dealer out there.

Do not pay any credit card bills for the month of October. Don't pay your car loans, furniture loans, or anything else but your mortgage. Keep the money in your pocket. It will feel good for a change. Let the credit companies feel what it's like to be on a cash crunch. Let them worry about putting food on the table. If we all did this together, we could all send a powerfull message.

Then in Novemeber, Don't pay your mortgage payment. Call your mortgage company and complain that you can't afford it. They can't afford to loose any more loans to foreclosure. They will beg you to let them restructure your loan. They might even forgive a few grand. It won't hurt us the consumer. Missing one payment won't affect your credit score. But it will make it hard for those companies to make payroll. Let them try to borrow money to pay their bills.

What will you do with your extra $500 this month? Buy something nice? What ever you do, please buy American!